our services

It’s important to understand that often one can’t expect to wait until a problem arises to purchase insurance coverage. Let us help you plan for the unexpected with protection that fits your budget.

Health Insurance

We offer both ACA/Marketplace and private plan options. Which means there is a good possibility that you may not have to wait until open enrollment in order to obtain coverage.

Even if you already have a plan and are wanting a change in benefits, a lower deductible or a lower monthly premium, we may be able to help.

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Life Insurance

It’s more affordable than you may think. The main purpose of life insurance is protection – an immediate estate to meet survivor needs and cover final expenses. Some policies include a savings feature as well.

Dental

Dental health is an important part of your overall health. A good dental plan can help to reduce the out-of-pocket expenses associated with routine care, as well as the unexpected.

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Vision Insurance

Health and wellness plans designed to reduce your costs for routine preventive eye care and prescription eyewear.

Critical Illness

Critical Illness insurance pays you a direct lump-sum benefit if you’re diagnosed with cancer, heart attack, stroke, or another covered illness. It’s money to use for whatever you may need: medical bills, mortgage payments, groceries, childcare – literally anything.

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hospital indemnity

Even with a comprehensive health insurance plan, you’re often still responsible for a deductible, co-pays, and co-insurance. Hospital indemnity insurance is supplemental coverage designed to help pay for the costs of hospital stays that may not be covered by other insurance.

Short Term Medical

This type of policy is designed to provide you with affordable temporary medical coverage when you’re between health plans and allows you the freedom to choose any doctor or hospital. With a fast and easy application process and effective dates available as early as the next day, you may not need to wait for your next permanent plan to start.

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Accident

Accident insurance pays cash benefits for injuries resulting from a covered accident.